NIST IAL3 verification is a rigorous identity proofing process designed to verify claimed digital identities against real world attributes. This involves submission of evidence, direct observation of proofing sessions and liveness detection by an approved CSP either remotely or on-site.
TrustSwiftly makes proofing easy: A trained agent can oversee an entire IAL3 proofing session using either our customized kiosk or turnkey Remote Kit – directly delivered to customers. Learn more here.
Document Authentication
Document authentication is an integral component of IAL3 compliance, helping ensure genuine documents remain unaltered by verifying their authenticity and unaltered nature – helping prevent fraud and maintain security while also decreasing cyber liability insurance premiums and operational costs due to reduced password reset requests.
IAL3 verification involves in-person or remote identity proofing with superior strength evidence, to effectively reduce fraud losses from attacks such as evidence falsification and theft.
IAL3 requires CSPs to link any biometric samples collected during identity proofing with the subject’s account for purposes of non-repudiation, reproofing and authenticator replacement – an effort designed to protect against threats that utilize stolen credentials such as compromised fingerprints.
Biometric Verification
Biometric verification is a form of identity proofing that verifies physical characteristics to ensure they match up with who the claimant claims to be. This may involve fingerprint scans, facial or voice recognition software or even retina scans as ways of checking identity. Because these features are nearly impossible to replicate or falsify, biometric verification offers an effective defense against identity theft, money transfer fraud and other cybercrime activities.
However, these systems require stringent data security measures to guard against hacking and other forms of threats. Furthermore, an open complaints and enquiry system must exist so that end users can report any issues with technology that arise.
An IAL3 compliant solution should combine document authentication, biometric comparison and binding with high pixel counts to reduce spoofing; secure connections to protect against malware threats; multiple modalities to decrease false positives and multiple authentication modalities that reduce false positives.
High Pixel Counts
At the IAL3 level of identity verification, an in-person identification proofing session requires careful observation and stringent checks during direct observation and scrutiny of evidence presented to confirm claimed digital identities with biometrics directly linked with them. Additionally, this method helps reduce impersonation and fraud by securely linking evidence back to biometric verifications directly associated with them; and can prevent SIM swaps or MFA bypass attempts by securely linking all evidence back with verified biometrics.
TrustSwiftly’s comprehensive NIST IAL3 verification solution helps organizations meet NIST 800-63A IAL3 requirements with multiple remote ID&V methods such as chat, video, facial recognition with liveness detection support and document authentication. This strengthens authentication journeys while lowering cyber liability insurance premiums while decreasing operational costs through decreased password reset requests. FedRAMP high compliance allows secure connections that reduce malware threats; step-up reproofing provides step-wise risk protection and user-friendly experiences are offered as additional advantages of our user-friendly experience.
Secure Connections
As an alternative to in-person attended IAL3 pathways, remote operators offer another solution that examines evidence using secure devices during predetermined hours – at an increased cost and risk. Unfortunately, however, this option could involve fraudulent attacks using realistic silicone masks or similar techniques that can misrepresent evidence.
Identity Assurance allows organizations to meet IAL3 guidelines directly by combining document verification with biometric comparisons, liveness detection and stringent chain-of-custody procedures. The process is unified, continuous and intelligent with robust protections against sophisticated attacks like phishing and man-in-the-middle. Consequently, ID Assurance allows you to reduce operational costs while improving customer experiences while meeting IAL3 standards; unlike authentication which only includes security capabilities that enable continuous risk monitoring and mitigation – such as phishing-resistant authentication protocols unified processes with smart risk analysis that guards against common threats – ID Assurance does it all.
Multiple Modalities
NIST Digital Identity Guidelines’ highest tier, IAL3, is intended to establish the likelihood that a claimed digital identity corresponds with real world existence. At this stage of verification, evidence must be provided that proves this assertion and an authenticator appointed so as to prevent stand-in fraud or unauthorised access.
IAL3 identity proofing process integrates document validation, biometric comparison and stringent oversight to help combat impersonation attacks and stop any impersonation attempts from occurring. This can be accomplished via an in-person attended identity proofing session or remote proofing with close direct supervision.
TrustSwiftly provides a scalable solution that meets NIST 800-63A IAL3 verification requirements. We provide step-up reproofing based on risk, in-person and remote credential issuance, liveness detection in face recognition software, various ID&V evidence types with weak to superior validation strengths validation strengths (weak to superior), as well as secure connections for maintaining data integrity.
